Moral of the story - even if you have meager wages set up a rainy day fund that you absolutely never tap into to help through these emergencies. I realize that yet another hit on your paycheck is like getting blood from a stone, but you want to avoid having to live off your credit card. I have been there and burned myself badly, so just be careful.
I don't think I can pull this off in short order but this does give me the idea to have an ancillary wing of ShovelBums where if a company is going to have to do a layoff ShovelBums could pool those resumes and have companies get access to them if they are willing to take on people short term to help them out until their main employer is back in the black…just a thought, probably lots of flaws I need to think through.
Best,
R. Joe